:root{--primary:#002D62;--accent:#FF6A00;--muted:#f5f7fb;--text:#1f2937}
*{box-sizing:border-box}body{margin:0;font-family:ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Inter,Arial,Noto Sans;color:var(--text);background:#fff}
a{color:var(--primary);text-decoration:none}
.container{max-width:1140px;margin:0 auto;padding:0 20px}
.navbar{position:sticky;top:0;background:#fff;border-bottom:1px solid #e5e7eb;z-index:20}
.navbar .inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px}
.brand img{height:36px;width:auto}
.brand-name{font-weight:800;color:var(--primary);letter-spacing:.2px}
.nav a{margin-left:20px;font-weight:600;color:#334155}
.nav a.active{color:var(--primary)}
.hero{background:linear-gradient(180deg,var(--muted),#fff)}
.hero .inner{display:grid;grid-template-columns:1.2fr 1fr;gap:32px;padding:56px 0}
.hero h1{font-size:44px;line-height:1.1;margin:0;color:var(--primary)}
.hero p{font-size:18px;color:#475569}
.cta{display:inline-block;padding:12px 18px;background:var(--primary);color:#fff;border-radius:10px;font-weight:700}
.cta.alt{background:var(--accent);color:#111}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid #e5e7eb;border-radius:14px;padding:18px}
.card h3{margin-top:0}.section{padding:56px 0}
.section h2{color:var(--primary);margin-top:0;font-size:28px}
.badge{display:inline-block;font-size:12px;padding:6px 10px;background:#eef2ff;color:var(--primary);border-radius:999px}
.list{margin:0;padding-left:18px;color:#475569}
.footer{border-top:1px solid #e5e7eb;background:#fff}
.footer .inner{padding:28px 0;font-size:14px;color:#64748b;display:grid;grid-template-columns:2fr 1fr 1fr;gap:16px}
.hero-img{width:100%;border-radius:16px;border:4px solid #ffdd}
.table{width:100%;border-collapse:collapse}
.table th,.table td{border-bottom:1px solid #e5e7eb;padding:10px;text-align:left}
.kicker{text-transform:uppercase;letter-spacing:.18em;color:#64748b;font-weight:700;font-size:12px}
.lead{font-size:18px;color:#475569}
.form input,.form textarea{width:100%;padding:12px;border:1px solid #e5e7eb;border-radius:12px;font-size:16px}
.form button{padding:12px 18px;border-radius:10px;background:var(--accent);color:#111;font-weight:800;border:none;cursor:pointer}
.notice{background:#fff8e1;border:1px solid #fde68a;padding:10px 12px;border-radius:10px;color:#b45309}
@media (max-width:960px){.hero .inner{grid-template-columns:1fr}.grid-3{grid-template-columns:1fr}.footer .inner{grid-template-columns:1fr}}